<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://gi-unit.com/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/hero-auckland.webp</image:loc>
      <image:title>Auckland harbour sunrise for Gi Unit homepage</image:title>
      <image:caption>Full-bleed harbour view introducing Gi Unit money guides for New Zealand</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://gi-unit.com/images/section-nature.webp</image:loc>
      <image:title>New Zealand lakes and mountain landscape</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/about/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/about-office.webp</image:loc>
      <image:title>Gi Unit editorial workspace</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/quiz/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/quiz-kiwi.webp</image:loc>
      <image:title>Kiwi personality quiz outdoor scene</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/emergency-fund/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-budget.webp</image:loc>
      <image:title>Notebook and calculator for emergency fund planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/kiwisaver-changes/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-kiwisaver.webp</image:loc>
      <image:title>Coastal walk reflecting long-term KiwiSaver planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/bank-fees/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-banking.webp</image:loc>
      <image:title>New Zealand currency and notepad for bank fee checks</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/cost-of-living/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-living.webp</image:loc>
      <image:title>Fresh produce aisle for cost of living tips</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/first-home/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-home.webp</image:loc>
      <image:title>New Zealand suburban home for first home buyers</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/payment-scams/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-scams.webp</image:loc>
      <image:title>Checking a smartphone carefully for scam awareness</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/personal-insurance/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-insurance.webp</image:loc>
      <image:title>New Zealand countryside weather for insurance planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://gi-unit.com/blog/household-spending/</loc>
    <image:image>
      <image:loc>https://gi-unit.com/images/blog-household.webp</image:loc>
      <image:title>Household budgeting workspace</image:title>
    </image:image>
  </url>
</urlset>
